When I first heard the term "financial planning," I assumed it was only relevant for the wealthy. I believed I didn't need financial planning because I thought I had my finances under control. However, my perception shifted after I met Mr. Nitin Sawant.

His philosophy of living life freely, once family risks, goals, and wealth are well-managed, was both empowering and achievable. It gave me a new perspective on how financial planning is not just for the affluent, but for anyone who wants to take control of their future.

Once I began the process of financial planning, I quickly realized that I wasn’t as in control of my expenses or financial documents as I had thought. My wife and I also realized that we had never sat down to systematically discuss "our goals." After identifying them, we felt overwhelmed—like our dreams were too numerous to ever come true, and it would take far too long to achieve them.

That changed when I met Nagraj Pawar, a financial planner from NS Wealth. He helped me understand the importance of not only defining our dreams but also attaching timelines and financial targets to them. Suddenly, those overwhelming dreams felt within reach, and I was delighted to see that, with proper planning, I could start saving for all of them—and they were indeed achievable.

Today, I feel a deep sense of satisfaction, security, and peace of mind, knowing that I’m diligently working toward our goals. I’ve even built a cushion for unforeseen contingencies. The discipline instilled by NS Wealth’s approach and their constant follow-up give me the assurance that I’m not alone in managing my finances.

I now see financial planning as an essential tool—not just for securing my financial future, but for living life on my own terms, with confidence and freedom.

Regards,

Pravin Kamble

Teacher

Siddharth Shikshan Prasark Mandal